Toyota Access Loan
Toyota Access Loan
Finance you drive
Finance you drive

Toyota Access Loan essentials
About Toyota Access Loan
End of loan options

Visit your preferred dealer if you’d like to upgrade your Toyota for a new model. If the trade-in value is higher than your outstanding balance, you can put the difference towards your new vehicle.
If you’d prefer to keep your Toyota, choose to pay the outstanding balance on the vehicle or let us help you refinance the remainder (conditions apply).
Return
If you’d like to return your car, Toyota Finance will pay you the Guaranteed Future Value[F2] agreed at the start of your loan and put it against the remaining balance owing on your account.
Fees
Fees that will apply
Dealership fees
Fees that might apply
TOYOTA PERSONALISED REPAYMENTS [F6]
TOYOTA PERSONALISED REPAYMENTS [F6]
Get started with your personalised interest rate
Get started with your personalised interest rate
It only takes 3 minutes to calculate your Toyota Personalised Repayments[F6].
Armed with your personalised interest rate, you’re able to see what your estimated repayments would be across the entire Toyota range.
THE APPLICATION PROCESS
How it works
STEP ONE
STEP ONE
Get a Toyota Access Loan quote
Get a Toyota Access Loan quote
We give you the power to choose exactly how the life of your Toyota Access Loan will play out.
STEP TWO
STEP TWO
Get your documents ready
Get your documents ready
Before applying for car finance, there are several documents you need to have ready
and we have a printable checklist to make sure you have everything you need.
Frequently Asked Questions
Downloads
Toyota Finance Online
Discover our all-in-one finance portal where you can access statements, track your repayments and manage your finance account online on any device, at any time.
Explore more loan products
Care that continues
With ongoing support and reliability, you can count on, rest assured that if anything happens, your Toyota is in safe hands.
Future-proof your Toyota and keep it looking and feeling its best. Get 5-year unlimited kilometer warranty cover with Toyota Warranty Advantage[T4]. With Toyota Genuine Service, our Toyota-trained technicians fit only Toyota Genuine Parts.

When you get a Toyota, you’ll gain access to Australia’s largest Dealer network committed to giving you the best value year after year.
Designed by the people who know your Toyota best, or Insurance products ensure you’re covered with a lifetime repair guarantee, genuine Toyota parts and new replacement Toyota (or agreed value for TCPO vehicles) after a total loss.
Speak with a specialist
Contact us today and we’ll help you get that new car feeling as soon as possible.
Target Market Determination document available here
Disclaimers
[F2]The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[F6]Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[T4] The standard Toyota Warranty Advantage period is 5yrs, with unlimited kms, from delivery. Excludes vehicles used for a commercial purpose, such as taxis, hire vehicles and vehicles transporting people or goods for payment including rideshare. The commercial vehicle Toyota Warranty Advantage period is 5 years from delivery or 160,000kms (whichever occurs first). See toyota.com.au/owners/warranty or your vehicle’s Warranty and Service Book for T&Cs. This warranty does not limit and may not necessarily exceed your rights under the Australian Consumer Law.
